Your interest rate will be based on your credit score, the
amount you want
to finance, and how long you want to extend the payments. Mullin does NOT
charge you any extra 'points' to profit off your financing - we simply work
with your local bank or credit union to get YOU the best deal.
For example, we work with Telco Triad Credit Union for
many areas in Iowa,
Nebraska, and South Dakota. Telco Triad offers unsecured 'FHA Home Improvement Loans' that
can be financed for 5 years to 15 years. As of summer 2004, you could apply for
loans and pay no fee for loans under $7,500 - over $7,500 there is a $56
application fee to cover legal searches, etc. In all cases you must become a
member of Telco Triad (just open a $10 or larger savings account.) Other
financial institutions may charge fees for their programs, and interest rates
will vary.

Sioux City area
customers: You can
apply online for Telco Triad Credit Union's FHA Home Equity Loan by clicking on the link
below:
https://secure.business-direct.com/cgi-bin/telco-triad-comm-cu/loan_app.pl
Or call 712-252-4368.

Contact Mullin for more information and full
disclosure on financing
currently available to you.